Morris County Debt Collection Attorney
Let our Morris County debt collection attorney help you recover the debt you are owed. We at Snellings Law LLC completely understand debt collection laws as well as the rights you hold as a creditor. We will help fight alongside you to obtain a favorable outcome.
Our Debt Collection Methods
We will fully utilize these methods of debt collection to collect delinquent debts:
- Creating a letter of demand addressed to your debtor
- Properly filing all lawsuit in the appropriate courts in New Jersey
- Conducting and organizing any settlement negotiations
- Enforcing any post-judgement rulings
With the debt collection methods above, our Morris County debt collection attorney can effectively collect all your delinquent debt.
Recovering the Full Value of “Bad Checks”
If your customer writes you a check but does not have sufficient funds in their account upon deposit, then you’ve been issued a “bad check”. Consequently, banks will block that deposit and even charge a penalty fee. Without a knowledgeable Morris County debt collection attorney recovering the full value of a “bad check” may seem impossible. Fortunately, we will utilize our experience to help you both obtain your money and minimize bank penalties.
Recovering Delinquent Credit Card Debt
We are fully versed in New Jersey credit card debt collection laws. These laws contain a specified frame of time for collecting delinquent credit card debt. Due to this strict time frame, we highly recommend consulting a Morris County debt collection lawyer immediately.
In order to recover your outstanding credit card debt, we will employ the following strategies:
- Demanding your debtor to immediately settle their debt
- Properly filling all lawsuits in the appropriate courts of New Jersey
- Reviewing all potential settlement offers
- Enforcing any post-judgment rulings
When enforcing any post-judgement rulings, we will use the following legal strategies:
- Garnishment of wages
- Property liens fillings
- Repossessing any collateral to secure debts
We Handle Foreign Judgement Enforcement
Our Morris County debt collection attorney can still help you if you’re out-of-state but your debt holds property in New Jersey. For instance, we can still help you if you’re a creditor in California attempting to recoup debt from your debtor that holds property in New Jersey. In such a case, we will utilize foreign, or out-of-state, post-judgement enforcement. With our extensive knowledge of foreign judgement enforcement, you can still recover your outstanding debt.
Secured or Unsecured Debt Collection
Debt is consider secured when a debtor must pledge collateral in order to obtain a loan. The debt is secured because you can then legally repossess the collateral they pledge in order to recoup their debt. We will help you repossession any collateral.
Debt is considered unsecured when your debtor does not have to pledge collateral to obtain a loan. Without any collateral to collect if that debtor defaults on their loan, recovering their debt is a lot more tricky. Examples of unsecured debt can include student loans or credit card debt. Fortunately, our seasoned legal team will assist you in pursuing legal action when dealing with unsecured loan.
Whether your debtor had a secured or unsecured loan, we can help you collect the debt you’re owed.
Consult a Morris County Debt Collection Attorney Today
Collecting delinquent debt is often complex and stressful. If you’re a local or out-of-state creditor attempting to collect from a debtor that resides in or holds property in New Jersey, we can help you. Speak with a Snellings Law LLC Morris County debt collection attorney today.