Madison Debt Collection Attorney
At Snellings Law LLC, our clients range from banks and other finance companies to lenders seeking to collect debt from other parties. We focus primarily on debt collection litigation and creditor’s rights. Our Madison debt collection attorney can help you recover what you are owed, as well as save you time and money in the process.
Collect On Your Outstanding Debts
Our Madison debt collection attorney will vigorously purse your debtors’ outstanding accounts in the following ways:
- Sending a letter demanding payment of outstanding debt
- Pursuing your rights in court by filing a lawsuit
- Adamantly negotiating or litigating your claim of collection
- Aggressively enforcing a favorable monetary judgment
We have the experience and knowledge needed to use the above methods in the process of collecting your debts.
We Offer Comprehensive Services
If your debtors hold property in New Jersey, we can assist you regardless of your lending business’ location. A Madison debt collection attorney can serve as counsel for national businesses, companies and corporations in the following areas:
Recovering Bad Checks
A bad or dishonored check is when a customer or vendor writes you a check but then issues a “stop payment” or holds insufficient funds in their accounts to cover said check. Often times, when a check bounces you will also incur fees and other penalties from your bank. We will not only help you recover the full amount of the bad check but we can also alleviate bank fees and penalties.
Collecting Credit Card Debt
In the State of New Jersey, you have a limited time frame to act on outstanding credit card debt. Within the bounds of strict debt collection laws, an experienced Madison debt collection attorney will take swift action when collecting you delinquent credit card debt. We will issue a demand and file a lawsuit to your debtors, as well as enforce any post-judgment collection actions, such as wage garnishment. Wage garnishment allows creditors to recover their owed debt directly from a debtor’s wages.
Should a judgment be ruled against a debtor in a different state, we can still assist you pursue post-judgment collection actions on your debtor’s properties located in New Jersey. Our Madison debt collection attorney will help you domesticate the foreign judgment so that it is enforceable in New Jersey.
Until action is taken in enforcing judgments, your debts will not be collected. At Snellings Law LLC, we will help you take those actions needed in enforcing favorable judgments. We will effectively use our available legal tools to collect your debts, such as recording replevins, liens, and garnishments.
Our Madison debt collection attorney can assist with both unsecured and secured debts. A debt is unsecured when a loan does not require a borrower to pledge assets to the lender as collateral. Examples of unsecured debts are outstanding credit cards, medical bills, and student loans. A debt is secured when the borrower on a loan must pledge assets to the lender as collateral. Examples of secured debts are car loans and mortgages.
Credit Extension Default
Personal guarantees on loans, letters of credit, and promissory notes are all examples of credit extensions. If your debtor misses their required payments, you will need to take action. A Madison debt collection attorney will help you collect on credit extensions.
Contact a Madison Debt Collection Attorney Today
At Snellings Law LLC, we will help you collect the debts owed to you no matter the type of collection assistance you require. We offer flexible appointment hours to better place your priorities first and meet your needs. To speak to a Madison debt collection attorney call us at (973) 265-6100 today.