Essex Fells Debt Collection Attorney
At Snellings Law LLC, an Essex Fells debt collection attorney can provide effective debt collection litigation. Our attorneys also have experience in enforcing creditor’s rights for small and large banks, financial institutions, and other lenders seeking debt collection. We will help you collect the debt you are owed, as well as save you time and money throughout the process.
Our Debt Collection Methods
When pursuing your borrower’s delinquent accounts, we will utilize the following methods:
- Delivering a stern demand letter for payment
- Filing a court lawsuit in the proper manner
- Effectively litigating or negotiating your claim of collections
- Persistently enforcing favorable judgments
Our experienced Essex Fells debt collection attorney can assist you with the entire debt collection process.
We Offer These Comprehensive Services
No matter your location, if your debtor holds property in the State of New Jersey, our legal team is here to help. Serving as counsel for national businesses, corporations, and companies, our areas of expertise in debt collection includes the following services:
When a customer writes you a check without sufficient funds in their account or when they issue a “stop payment”, that check is consider bad or dishonored. Unfortunately, banks can charge fees or penalties when a check bounces. With the help of an Essex Fells debt collection attorney you can recover the full amount of the check, as well as mitigate bank penalties and fees.
You have a narrow frame of time to collect outstanding credit card debt in the State of New Jersey. Following strict and complex debt collection laws, our legal team will swiftly pursue action in collecting on your borrower’s delinquent credit card debt. These actions include sending a demand letter for payment, filing a court lawsuit, negotiating payments, and enforcing all favorable post-judgment actions. Wage garnishment is an example of a post-judgement action, which allows you to directly collect your borrower’s overdue debt from their wages.
If a judgment is ruled against your borrower in a different state, as long as they own property in New Jersey, we can still help you. Our knowledgeable Essex Fells debt collection attorney can domesticate any foreign post-judgment ruling to New Jersey. By doing so, you will be allowed to collect on your borrower’s property that they hold in the state.
Unless you take the steps needed for enforcing post-judgment actions, you won’t be able to collect the debt you are owed. Our efficient Essex Fells debt collection attorney can help you take the necessary steps in enforcing pos-judgment actions. By utilizing every legal tool available, we can help you collect any money your are rightfully owed. Examples of these legal tools includes replevins, garnishments, and liens.
At Snellings Law LLC, we deal with both secured and unsecured debt collection. A debt is secured when the borrower must pledge collateral assets to a lender. Mortgages and car loans are just a few examples of secured debt. By contrast, a debt is unsecured when the borrower is not required to pledge assets as collateral to a lender. Student loans, credit card debt, and medical bills are just a few examples of unsecured debt. Our experienced Essex Fells debt collection attorney can help you recover your debt no matter the type of loan.
Credit Extension Recovery
Our legal team can assist in recovering outstanding credit extensions, including the following:
- Personal guaranties on a loan
- Letters of credit
- Promissory notes
Contact an Essex Fells Debt Collection Attorney Today
At Snellings Law LLC, we will help you collect the debt owed to you. Speak to an Essex Fells debt collection attorney at (973) 265-6100 today.