East Hanover Debt Collection Attorney
At Snellings Law LLC, we help corporations, banks, and others collect debts from individuals who reside in New Jersey. If your debtor owns assets or real property in New Jersey, speak to an East Hanover debt collection attorney. We can help you collect regardless of where your lending business or lending institution is located. If you are seeking to collect a debt from someone, our attorneys have the knowledge, skills, and experience to streamline your case as well as bring about an efficient resolution.
Debt Collection Methods
A knowledgeable debt collection attorney will have several means at his or her disposal to help you collect on an outstanding debt. The four primary steps that our attorneys can take include the following:
- Drafting a demand letter directed to the debtor, requesting that he or she immediately pay the overdue balance.
- Filing a lawsuit with the court and litigating your debt collection case through the court system.
- Negotiating a monetary settlement of your claim.
- Enforcing your monetary judgment.
Collecting on Bad Checks
A dishonored check – or a “bad check” – results from a lack of sufficient funds to cover the check. A bad check may also result from a customer issuing a “stop payment” on the check. Dishonored checks will bounce, and this can result in fees. An East Hanover debt collection attorney can help you recover funds from a debtor’s dishonored check.
Collecting Credit Card Debts
An East Hanover debt collection attorney can assist you with collecting a credit card debt by making a prompt demand for payment, filing a lawsuit and litigating the case, and using post-judgment collection actions, such as liens and wage garnishments, to enforce your judgment. A wage garnishment allows for a debt to be satisfied directly from a debtor/employee’s wages. Other tools attorneys use to enforce judgments include replevins and recording liens.
Enforcing Foreign Judgments
A foreign judgment is an out-of-state judgment which has been entered against a debtor who owns property in New Jersey. An East Hanover debt collection attorney can help you domesticate the foreign judgment in the State of New Jersey and can assist you with pursuing a post-judgment collection action.
Collecting on a Loan Default
An East Hanover debt collection attorney can assist you with recovering on a secured debt or an unsecured debt. In the case of a secured debt, the asset itself, such as a home or vehicle, serves as collateral for the loan. If the debtor defaults on the loan, the bank can repossess the asset. An unsecured debt does not include a pledged asset that the bank can seize if the borrower defaults on the loan. Unsecured debts include the following:
- Credit card debts
- Student loan debts
- Unpaid medical bills
Contact an East Hanover Debt Collection Attorney Today for an Initial Case Evaluation and Consultation
Collecting on a debt without legal assistance can be a very long and tedious process. At Snellings Law LLC, we may be able to assist you with your case by offering competent legal advice, along with debt collection services. Our experienced attorneys can help to streamline the entire process and make it as painless as possible for you. Our attorneys offer flexible meeting times, and our office is conveniently accessible by public transportation. We also offer free parking on-site. Contact an East Hanover debt collection attorney at Snellings Law LLC by calling (973) 265-6100.