Primarily focusing on enforcing commercial debt collection litigation and creditor’s rights, Snellings Law, LLC serves clients nationwide. Our clients range from small to large companies, banks, and other lending and financial institutions who wish to recover outstanding debts from debtors with assets and properties located in New Jersey. With an abundance of knowledge and experience, a skilled Whippany debt collection attorney can recover what is rightfully owed to you while saving you money and time.
We Can Help You Collect Your Debtor’s Outstanding Debts
A Whippany debt collection attorney will aggressively pursue your debtors’ delinquent account. He will, for example:
- Send a firm letter demanding repayment of the outstanding debt
- File a lawsuit to pursue your creditor rights in court
- Litigate or negotiate your collection claim
- Vigorously enforce your favorable monetary judgment
We Provide You With Comprehensive Services
We can help you collect debt if the debtor’s property and assets are located in New Jersey. This is irrespective of the location of your lending institution or business. In addition, we proudly serve as local counsel for a number of national corporations, companies, and businesses in a wide variety of areas, discussed below.
Recovery of Bad Checks
We can help you recover a “bad” or dishonored check, which occurs when a vendor or customer’s account has insufficient funds to cover a check they give you, or they issue a “stop payment” on that check. In both cases, the check could “bounce” and, potentially, any funds placed in your account associated with that check will be returned. You may be charged a fee as a result.
Credit Card Collections
Within the boundaries of the rigid laws governing debt collection, a Whippany debt collection attorney will swiftly and effectively collect overdue credit card debt by:
- Demanding payment,
- Filing a lawsuit, and
- Enforcing your judgment with post-judgment collection tools, like wage garnishment or liens.
Foreign Judgment Docketing
If you have an out-of-state, or foreign, judgment, and the post-judgment debtor has an ownership interest in property or assets located in New Jersey, our Whippany debt collection attorney can help you pursue your post-judgment collection on those properties by domesticating your foreign judgment to make it enforceable in New Jersey.
We can help you collect both secured and unsecured debts. When a borrower pledges an asset, such as a car or loan, as a collateral to ensure a debt, the loan is a secured debt. The loan is “secured” by the asset because if the borrower defaults on the loan, the creditor can legally take possession of the promised asset. An unsecured debt is the opposite. It is a loan that does not have the security of an asset if the borrower defaults. Medical bills, credit card bills and student loans are all unsecured debts.
Extensions of Credit
A Whippany debt collection attorney at Snellings Law, LLC can assist you in collecting extensions of credit. This includes personal guaranties, promissory notes, or letters of credit.
Contact a Seasoned Whippany Debt Collection Attorney
If you need help collecting on a debt owed to you, speak to a Whippany debt collection attorney at Snellings Law, LLC. We can help you meet your needs and reach your goals. We have flexible hours by appointment to accommodate your busy schedule. Our office is accessible by public transportation and has convenient parking. For a free case evaluation, call 973.287.4533 or contact us via our website today.