Pine Brook Debt Collection Attorney
Snellings Law LLC helps creditors nationwide collect debt from individuals residing or owning assets in New Jersey. Irrespective of where your lending institution or business is located, we can help you collect delinquent debt against debtors who either reside in or own real property or other assets in New Jersey. Our Pine Brook debt collection attorneys have accumulated a wealth of knowledge and experience. Moreover, we have the skills necessary to streamline your case and obtain the resolution you deserve.
Methods to Collect Debt
A skilled Pine Brook debt collection attorney has several means to help you collect outstanding debts, such as:
- Preparing a letter to the debtor demanding immediate payment of the overdue balance.
- Filing a debt collection suit with the appropriate court and litigating the matter to resolution.
- Negotiating a monetary settlement.
- Enforcing your monetary judgment.
Bad Checks
If you received a dishonored check — a check that was issued a “stop payment” or has insufficient funds to satisfy the check — the check could bounce, resulting in fees and other penalties. A Pine Brook debt collection attorney could help you recover the funds from the dishonored check as well as the associated fees and penalties.
Credit Card Debts
Your Pine Brook debt collection attorney can help you collect overdue credit card bills by:
- demanding immediate repayment,
- filing a lawsuit,
- litigating the case,
- negotiating a settlement, and/or
- using post-judgment collection methods to recover your monetary judgment.
Actions for post-judgment collection include wage garnishment, which permits debt to be satisfied directly from the debtor’s wages, lien recording and replevins.
Foreign Judgments
Foreign judgments are out-of-state judgments entered against a debtor who own assets located in New Jersey. A Pine Brook debt collection attorney can help you enforce your foreign judgment by domesticating the judgment in New Jersey and then pursuing a post-judgment collection claim.
Loan Defaults
A Pine Brook debt collection attorney can help you recover a secured or unsecured debt. If you have a secured loan, you hold a debtor’s asset, such as a home or vehicle, as collateral for the loan. If the debtor defaults on the loan, you have the right to repossess the asset. For unsecured loans, there is no collateral for you to seize if the debtor defaults. Unsecured debt includes student loans, and unpaid credit card and medical bills.
Extensions of Credit
If your debtor has a past due extension of credit, our Pine Brook debt collection attorney can help. Extensions of credits include promissory notes, personal guaranties, and letters of credit. A promissory note is when a borrower executes a written document promising to repay a specific sum to a certain lender by an expressed date or upon the lender’s demand.
Seek a Seasoned Pine Brook Debt Collection Attorney
Before collecting on a debt, speak to a Pine Brook debt collection attorney to ensure that your collections methods abide by the strict, federally enacted Fair Debt Collection Practices Act. At Snellings Law LLC we can offer you competent legal advice and effective debt collection services. Our experienced attorneys can help make the debt collection process as fast and smooth as possible. We offer flexible meeting schedules, and you can conveniently access our office by public transportation. We also have free, on-site parking. Contact Pine Brook debt collection attorney with Snellings Law LLC for a free case evaluation and consultation by calling (973) 355-6819.