Mountain Lakes Debt Collection Attorney
Snellings Law LLC mainly focuses in the following areas: creditor rights enforcement and commercial debt collection litigation. Our nationwide clients, who range from small to large lending and financial institutions like banks, desire to collect debt from debtors who possess assets or reside in the State of New Jersey. Using his comprehensive experience, knowledge and skills, our aggressive Mountain Lakes debt collection attorney can effectively recover the debt rightfully owed to you while saving you time and money.
Ways to Collect Outstanding Debts
There are a number of ways a Mountain Lakes debt collection attorney can diligently pursue the debtor’s overdue accounts:
- Transmit a firm demand letter instructing immediate payment of the overdue account
- Pursue your creditor rights in court via lawsuit that is timely filed
- Negotiate and/or litigate your collection claim
- Enforce your monetary judgment
If your debtor has an ownership interest in property or assets in New Jersey, we can help you collect your debt regardless of the location of your lending institution. As local counsel for numerous nationwide corporations, business, and companies, we handle many different areas, as further discussed below.
Recover Bad Checks
We can help you recover a dishonored check. Checks are considered “bad” when your customer or vendor:
- Cannot cover the check due to insufficient funds in their account; or,
- Issued a “stop payment” on your check.
In both situations, your “bad” check will bounce, which result in incurring fees and requirement to return any funds related to the check that you received.
Collect Credit Card Debts
There are strict laws that govern the collection of debts. A Mountain Lakes debt collection attorney can swiftly collect your debtor’s overdue credit card bills by demanding immediate payment, filing a timely lawsuit, and using post-judgment collection actions to enforce your judgment.
Docket Foreign Judgments
If your debtor owns property in New Jersey, you can pursue post-judgment collection actions against the judgment-debtor even if you have an out-of-state, or foreign, judgment. Our Mountain Lakes debt collection attorney can help you domesticate the foreign judgment in New Jersey and enforce the foreign judgment against the judgment-debtor.
If judgments are not enforced then they are not effective. We efficiently use post-judgment legal tools, like garnishments, liens, and replevins, to enforce your judgments.
We help reclaim both secured and unsecured debts. A secured debt is where a borrower promises an asset, like a residence or car, as collateral to the lender in exchange for a loan. If the borrower’s loan becomes delinquent, the lender is allowed to collect on the asset. An unsecured debt lacks this safety net of a promised asset if the borrower fails to pay back any portion of the loan. Unsecured debts include credit card or medical bills, or student loans.
Collect Extensions of Credit
A Mountain Lakes debt collection attorney can assist you in reclaiming extensions of credit. These include letters of credit, personal guaranties and promissory notes.
Call a Skilled Mountain Lakes Debt Collection Attorney
A seasoned Mountain Lakes debt collection attorney with Snellings Law LLC offers both guidance and debt collection services to help you collect on your debtor’s delinquent account. We meet your needs and strive to reach your goals. This includes accommodating your busy schedule by offering flexible hours by appointment. Our office has parking and is conveniently accessible by public transportation. For a free case evaluation, contact us at 973.287.4533 or via our website today.