Mount Tabor Debt Collection Attorney
Snellings Law LLC assists nationwide financial and lending institutions, such as banks and corporations, collect delinquent debt from people who reside or own property in New Jersey. A Mount Tabor debt collection attorney will work hard to assist you in your collection action. We will also work to increase your chances of reaching a favorable resolution.
Collecting Delinquent Debts
A Mount Tabor debt collection attorney will pursue your debt collection case, within the strict confines of the Fair Debt Collection Practices Act. Your attorney will first prepare and submit to the debtor a firm demand letter. The letter will tell the debtor to immediately remit payment of the past due balance. If the debtor fails to comply, your attorney will file and litigate a collections lawsuit in the appropriate NJ court. We can also negotiate a settlement of the collection case. Or, we can take other actions against the debtor to enforce your judgement.
A check is considered “bad” when someone issues a “stop payment” prematurely, or has insufficient funds to satisfy the check. Dishonored checks will bounce, causing you to accumulate fees and other penalties. We can assist you in recovering the amount on the bad check. He Mount Tabor debt collection attorney may also be able to help you receive reimbursement for any associated fees or penalties.
A debtor may take out a secured or unsecured loan. A “secured” loan is when the asset itself, such as a vehicle or residential property, serves as a collateral for the loan. When the debtor defaults on the secured loan, you have permission to seize the collateral asset. An “unsecured” loan is when there is no seizable asset if the debtor defaults. A Mount Tabor debt collection attorney can help you collect on both your secured and unsecured debts.
Our Mount Tabor debt collection attorney can assist you in collecting on outstanding secured debt and unsecured debt. This includes delinquent credit card bill, medical bill and student loan payments. We could take the following actions:
- Issue a adamant demand letter for immediate repayment
- File and litigate a collections lawsuit through New Jersey’s court system
- Use post-judgment collection actions
Post-judgment collection actions include wage garnishments, lien recordings, and replevin actions. Wage garnishment is when the court orders a portion of the debtor’s wages to be taken and used to directly pay the outstanding debt.
When the judgment at issue is a “foreign judgment,” an out-of-state judgment entered against a debtor with property in New Jersey, your attorney can domesticate the foreign judgment in New Jersey and help you pursue post-judgment collection claims.
Contact a Mount Tabor Debt Collection Lawyer for a Legal Consultation
The process of collecting debt can be onerous, especially without the help of a seasoned Mount Tabor debt collection attorney. At Snellings Law LCC, we can help with your debt collection needs by giving you with sound legal advice. Our experienced attorneys will help make the process uncomplicated and effortless. We are conveniently located close to public transportation, and have free on-site parking. For a substantive initial consultation, contact a Mount Tabor debt collection attorney with Snellings Law LLC at (973) 567-7240.