Morris Plains Debt Collection Attorney
If you’re looking for effective debt collection litigation, an experienced Morris Plains debt collection attorney can help. At Snellings Law LLC, our attorneys can also assist in enforcing creditor’s rights for banks, finance companies, and other lenders pursing debt collection. With the right debt collection attorney, you can collect the debt you are owed, as well as save time and money in the process.
Our Methods of Debt Collection
We will employ the following debt collection methods when pursuing your debtors’ overdue accounts:
- Issuing a rigid demand letter for payment
- Filing a lawsuit in court in an efficient manner
- Negotiating or litigating your claim of collections
- Enforcing any favorable outcome
A knowledgeable Morris Plains debt collection attorney will help you through the entire process of debt collection.
We Can Help With These Comprehensive Services
Whether your debtor owns property in Morris Plains or any other city in New Jersey, our seasoned legal team can help you. Proudly serving as counsel for national corporations, companies, and businesses, we are experienced in the following debt collection services:
A bad or dishonored check is a check in which a customer writes you one without sufficient funds in their account or when they issue a “stop payment”. Often, banks will charge penalties when you try to cash a bounced check. A Morris Plains debt collection attorney will not only help you recover the full amount of the check, but we will also help mitigate bank penalties.
In the State of New Jersey, you have a narrow time frame to act on overdue credit card debt. Within the confines of strict debt collection laws, we will take swift action in collecting your borrower’s credit card debt. We will send a letter of demand for payment, file a lawsuit in court, negotiate payments, and enforce any post-judgment actions. One example of a post-judgment action is wage garnishment, which will allow you to collect your debtor’s delinquent debt directly from their wages.
Should judgment be ruled against your debtor in another state, but they still hold property in New Jersey, we can assist you. Our Morris Plains debt collection attorney will enforce any foreign post-judgment ruling by domesticating it in New Jersey. By doing this, you can collect on the property your borrower holds in the state.
Until you take the necessary action in enforcing post-judgment rulings, you will not receive the money you are owed. Our effective Morris Plains debt collection attorney will help you take those actions needed to collect on your debt. We will utilize any legal tool at our disposal to get the money you are owed. Some of these tools include garnishments, replevins, and liens.
Our seasoned legal team can assist in both secured and unsecured debt recovery. Secured debt is when a debtor must pledge assets to the lender as collateral. Examples of secured debt includes car loans or mortgages. In contrast, unsecured debt is when a debtor does not need to pledge assets to a lender as collateral. Examples of unsecured debt includes student loans, medical bills, and credit card debt. Whether you wish to collect on secured or unsecured debt, our Morris Plains debt collection attorney will help you.
Collecting on Credit Extension
We can help you collect on overdue credit extensions, including the following:
- Letters of credit
- Personal guaranties on a loan
- Promissory notes
Contact a Morris Plains Debt Collection Attorney
To collect the money you are owed, contact a Morris Plains debt collection attorney at Snellings Law LLC today. Call (973) 265-6100.