Lake Hiawatha Debt Collection Attorney
Snellings Law LLC serves clients nationwide and focuses in the following practice areas: enforcing creditor rights and litigating commercial debt collection. We help clients, ranging from large to small banks, companies, and other lending and financial institutions, who are seeking to collect debt from debtors residing in and/or possessing assets in the State of New Jersey. An aggressive Lake Hiawatha debt collection attorney will use his comprehensive knowledge, skills and experience to efficiently recover what what your debtors owe you, while saving you money and time.
Helping You Collect Outstanding Debts
There are numerous ways a Lake Hiawatha debt collection attorney can persistently pursue a debtor’s delinquent accounts, such as:
- Transmitting a firm demand letter requiring immediate payment of the overdue debt
- Pursuing your creditor rights in court via lawsuit filed in a timely fashion
- Negotiating and/or litigating your collection claim
- Enforcing your monetary judgment
If your debtor owns property or assets in New Jersey, we can assist your debt collection needs regardless of where your lending business or institution is located. Further described below, we handle diverse areas as local counsel on behalf of a number of businesses, companies, and corporations nationwide.
Recovering of Bad Checks
We help recover dishonored checks. A check is considered “bad” when your customer or vendor:
- Has insufficient funds in their account to cover the check; or,
- Issued a “stop payment” on the check.
Dishonored checks will bounce, causing you to incur fees. Moreover, you must return any funds you were transferred that were related to the check.
Collecting Credit Card Debts
The collection of overdue credit card debts is subject to strict laws governing collection of debt. A Lake Hiawatha debt collection attorney can swiftly collect the debt by:
- demanding payment,
- filing a lawsuit, and
- enforcing your judgment by using post-judgment collection actions, such as liens or wage garnishment.
Docketing Foreign Judgment
If you have an out-of-state, or foreign, judgment against a debtor who has an ownership interest in property located in New Jersey, you can pursue post-judgment collections. Our Lake Hiawatha debt collection attorney can aid you in domesticating the foreign judgment in New Jersey. He can also help you enforce the foreign judgment against the judgment-debtor.
Judgments are ineffectual if they are not enforced. There are several legal tools we can use to enforce your judgments, such as replevins, recording liens, and garnishments.
We help recover both secured and unsecured debts. A secured debt is where the borrower pledges an asset, like a car or residence, to the lender as collateral in exchange for a loan. The lender has permission to collect on the asset if the borrower defaults on the loan. An unsecured debt lacks the safety net of a pledged asset if the borrower defaults on a loan. Examples of unsecured debts include the following: credit card bills, student loans, and medical bills.
Collecting Extensions of Credit
A Lake Hiawatha debt collection attorney can help you collect extensions of credit, such as letters of credit, promissory notes, and personal guaranties.
Seek a Skilled Lake Hiawatha Debt Collection Attorney
If you need assistance with your debt collection, a seasoned Lake Hiawatha debt collection attorney with Snellings Law LLC offers both guidance and debt collection services. We can accommodate your busy schedule by offering flexible hours by appointment. We can thus efficiently meet your needs and strive to reach your goals. Our office is conveniently accessible by public transportation and has parking. For a free case evaluation, contact us at 973.287.4533 or via our website today.