Essex County Debt Collection Attorney
With the help of our Essex County debt collection attorney you can recover the debts owed to you. At Snellings Law LLC, we fully understand your rights as a creditor and the rules that govern debt collection. If you’re looking to collect on delinquent debts, speak with us today.
Debt Collection Methods
Our Essex County debt collection attorney can utilize the following methods to help you collect from your debtors:
- Drafting a demand for payment letter addressed to your debtors
- Filing lawsuits with the appropriate New Jersey court
- Conducting settlement negotiations
- Enforcing all post-judgement rulings
Now that you know our methods for collecting debt, here are some more ways we can help you recover your debt.
Recover the Value of Bad Checks
A bad check is one in which your debtor issues a check without enough funds in their account to complete the deposit. Unfortunately, when you try to deposit a bad check, your bank will not allow you to receive any money from it. In fact, in most cases, your bank will even charge you a penalty fee for trying to deposit such a check. Our experienced Essex County debt collection attorney can help you obtain the full value of a bad check, as well as recover any losses you suffered because of it.
Recover Credit Card Debt
Our seasoned legal team is well versed in the laws of credit card debt collection in the State of New Jersey. These laws include a specific time frame for when you can collect on outstanding credit card debt. Because of this tight time frame, it is important that you speak to a Essex County debt collection lawyer as soon as possible.
We will use the following collection strategies to recover your delinquent credit card debt:
- Demanding immediate payment from your debtor
- Filling lawsuits with the appropriate New Jersey court
- Thoroughly reviewing any prospective settlements
- Enforcing all post-judgment rulings
Our highly effective legal team can also utilize the following strategies when enforcing post-judgement rulings:
- Garnishment of wages
- Filing property liens
- Repossessing collateral for securing debt
Out-of-State Judgement Enforcement
If your debtor owns assets in New Jersey, our Essex County debt collection attorney can still help you recover your debt. For instance, we can still help you if you’re a Texas creditor trying to recover debt from a debtor with property in New Jersey. In a case like this, we’ll be dealing with out-of-state, or foreign, post-judgement enforcement. At Snellings Law LLC, we have extensive knowledge in foreign judgement enforcement, and we will work alongside you to recoup your debts.
Collecting Secured or Unsecured Debt
When your debtor pledges collateral for a loan, that debt is considered secured. Should that debtor default on their loan, you can legally repossess that collateral to cover their debt. Our team can help you through the process of repossession.
When your debtor does not need to pledge collateral for a loan, that debt is considered unsecured. Because you do not have collateral to repossess, recovering debt from that type of loan is more tricky. Some examples of unsecured debt include credit card debt and student loans. Let our experienced lawyer help you pursue legal action against an unsecured loan.
Whether the debt you’re seeking to recover is secured or unsecured, we will fight with you to collect what you’re owed.
Contact Our Essex County Debt Collection Attorney Now
Recovering outstanding debt is stressful and often complex. If you need to cover debt from debtors that live in or hold property in New Jersey, consult our Essex County debt collection attorney at Snellings Law LLC. Contact us today.