Caldwell Debt Collection Attorney
At Snellings Law LLC, we provide experienced debt collection litigation. A Caldwell debt collection attorney can also enforce creditor’s rights for small and large finance companies, banks, and other lenders wishing to pursue overdue debt collection. We will use our knowledge and experience to help you collect on the debt owed to you, and in the process, save you time and money.
Outstanding Debt Collection Methods
We will earnestly pursue your debtors’ delinquent accounts by using the following methods:
- Sending a firm letter of demand for payment
- Filing a lawsuit in a timely manner
- Aggressively litigating or negotiating your collections claim
- Adamantly enforcing your favorable judgment
A Caldwell debt collection attorney will work hard to aid you in the process of collecting the debts owed to you.
Providing Comprehensive Services
Regardless of your location, if your borrower owns property in New Jersey, we can assist you. We proudly serve as counsel for national businesses, corporations and companies in the following debt collection areas:
Recovering Bad Checks
A check is considered bad or dishonored when a vendor or customer writes you one without sufficient funds in their account to cover the amount or when they issue a “stop payment”. Unfortunately, banks will often charge penalties or fees when a check bounces. Our experienced legal team will help you collect a bad check’s full amount, as well as help you mitigate bank penalties and fees.
The State of New Jersey offers a limited frame of time to act on delinquent credit card debt. Maneuvering through strict debt collection laws, an effective Caldwell debt collection attorney will swiftly take action on collecting your borrower’s overdue credit card debt. This swift action includes issuing a demand for payment, filing a lawsuit, negotiating payments, and enforcing post-judgment collection actions. An example of a post-judgment action is wage garnishment, which allows you to collect your borrower’s outstanding debt directly from their wages.
If a judgment is ruled against your debtor in another state but holds property in New Jersey, you can still enforce post-judgment collection actions against that property. A Caldwell debt collection attorney can help you enforce any post-judgment action by domesticating it in New Jersey.
Judgements are not potent until necessary action is taken in enforcing them. Our effective legal team will assist you take the steps needed when enforcing a favorable judgment. We will use all available legal tools at our disposal. Such tools include liens, garnishments, and replevins.
Recovering Outstanding Loans
At Snellings Law LLC, we offer both secured and unsecured debt recovery. Debt is considered secured when a borrower on a loan pledges assets to a lender as collateral. Some examples of secured debts include mortgages and car loans. In comparison, debt is considered unsecured when a borrower on a loan is not required to pledge collateral assets to a lender. Some examples of unsecured debts include outstanding medical bills, student loans, and delinquent credit card debt.
Credit Extension Collection
A Caldwell debt collection attorney will help you collect overdue extensions of credit. This includes letters of credit, personal guaranties on a loan, as well as promissory notes. A promissory note is a written promise by a borrower to pay a stated amount to a lender by a specific date.
Contact an Experienced Caldwell Debt Collection Attorney
A Caldwell debt collection attorney at Snellings Law LLC can help you pursue your rights as a creditor. Call us at (973) 265-6100 today.